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Add up money in and money out to see your net cash flow and closing balance for the period.
Money in
Money out
Cash flow is simply the money moving in and out of your business over a period — and it’s what actually keeps the doors open. A business can be profitable on paper and still run out of cash if money goes out before it comes in. This calculator gives you a clear picture: start with your opening balance, add what came in, subtract what went out, and see where you land.
Enter your opening balance, then add line items for money in (sales, deposits, other income) and money out (rent, payroll, parts, ads, loan payments). The tool shows total inflow, total outflow, your net cash flow for the period, and your closing balance. It updates as you type, all in your browser, with nothing stored anywhere.
The math: closing balance = opening balance + total inflow − total outflow; net cash flow is inflow minus outflow. A positive net means you’re building a cushion; a negative net means you’re drawing it down, which is fine for a month but a warning sign if it repeats. Watching this monthly is one of the simplest habits that keeps a small business out of trouble.
StandupCRM helps repair shops see revenue and costs in one place so cash flow isn’t a mystery — this free tool is the quick, standalone version.
The money moving in and out of your business over a period. Positive means more came in than went out.
Opening balance plus total money in, minus total money out.
Yes, free with no signup.
No — it runs entirely in your browser.
StandupCRM gives repair shops Google Ads landing pages, lead capture, and a CRM dashboard — plus free tools like this to bring customers in.
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